Our Team

Together Towards Financial Success

Your Growth, Our Commitment

At Fingrow, our strength lies in the deep financial expertise and leadership experience of our core team. With a collective experience over 70 years across banking, SME lending, vehicle finance, and retail loans, we bring sharp market insights and result-oriented strategies to empower your financial growth.

Our advisory board includes ex-bankers, finance consultants, and structured finance professionals with a deep understanding of corporate lending, regulatory frameworks, and bank relationships. Together, we deliver actionable insights and results that matter.

JJ Innocent

Co-Founder & Strategic Advisor

Educational Background

  • Schooling : Carmel Garden Matriculation Hr. Sec School, Coimbatore
  • Bachelor of Business Management (BBM), PSG College of Arts & Science
  • Master of Finance & Control (MFC), SNMV College of Arts & Science
  • Executive Development Programme, IIM Bangalore

Professional Experience - 25+ Years

  • Senior Vice President & Zonal Head - Tamil Nadu, Jana Small Finance Bank (2011-2024)
  • Regional Manager - SME Retail Loans, Indiabulls Financial Services Ltd. (2009-2011)
  • Centre Manager - SBL, BIL & LAP, Standard Chartered Bank (2004-2009)
  • Team Leader - Vehicle Loans, Cholamandalam Investments & Finance Co. (Murugappa Group) (2000-2004)

Specialization

  • SME Lending, Retail Banking, LAP, Business Strategy, and Regional Operations.

S. Jayakumar

Co-Founder & Business Head – Tamil Nadu Zone (Strategic Advisor)

Educational Background

  • Schooling: St. Antony’s Hr. Sec School, Nilgiris
  • Bachelor of Business Management (BBM), KSG College of Arts & Science

Professional Experience - 22+ Years

  • Vice President & Regional Head - Tamil Nadu, Jana Small Finance Bank (2011-2024)
  • Location Head - SME Retail Loans, Indiabulls Financial Services Ltd. (2009-2011)
  • Assistant Manager - BIL/LAP, Standard Chartered Bank (2006-2009)
  • Team Leader - Small Business Loans, ICICI Bank (2004-2006)

Specialization

  • SME Lending, Small Business Loans, Regional Management, and Retail Loan Structuring.

KR Paul Antony

Partner & Distribution Head

Educational Background

  • Schooling: St. Michael’s School, Coimbatore
  • Bachelor of Commerce (B.Com), Annamalai University

Professional Experience - 25+ Years

  • Proprietor - Remo Associates, Channel Partner for major Banks & NBFCs (2004-Present)
  • Team Leader - Personal Loans, Silicon Marketing (DSA for ICICI Bank) (1999-2003)

Specialization

  • Loan Distribution Network, Channel Partner Ecosystems, and Financial Product Access for Retail & SME clients.